1. Who we are and what these Terms cover

Terius (the “Software,” “App,” or “Wallet”) is a non-custodial cryptocurrency wallet developed and operated by Terius LLC, a limited liability company registered in Georgia (country), identification number 406490177, with Virtual Zone Person status, registered address 5 Police Lane I, Floor 2, N4a, Samgori district, Tbilisi, Georgia (“Terius,” “we,” “us,” “our”). These Terms of Use (“Terms”) govern your access to and use of the terius.com website (the “Site”), the Wallet, and all related software and services (together, the “Services”). By downloading, installing, accessing, or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

2. Non-custodial nature; no access to funds or keys

The Wallet is non-custodial software. Your private keys, seed phrase / secret recovery phrase, and any wallet password are generated and stored locally on your device and are never transmitted to or held by us. We do not hold, custody, control, or have access to your keys, seed phrase, or digital assets, and we cannot retrieve them, reset them, freeze them, or reverse, cancel, or modify any transaction you authorize. You are the sole custodian of your assets.

3. Your sole responsibility

You are solely responsible for: (a) securing your device, seed phrase, private keys, and password; (b) creating and safely storing backups; (c) verifying every recipient address, amount, network, and transaction before you sign and broadcast it; and (d) all activity conducted through your Wallet.

IF YOU LOSE YOUR SEED PHRASE OR PRIVATE KEYS, OR IF THEY ARE COMPROMISED, YOUR ASSETS CANNOT BE RECOVERED BY ANYONE, INCLUDING US. THERE IS NO PASSWORD RESET AND NO RECOVERY MECHANISM.

4. No fiduciary, advisory, or professional relationship

We provide technology only. We are not your broker, dealer, exchange, bank, custodian, money transmitter, trustee, agent, or fiduciary, and nothing in these Terms or the Services creates any fiduciary duty, agency, partnership, joint venture, or advisory relationship between you and us. We do not provide investment, financial, tax, legal, or accounting advice, and nothing in the Services is a recommendation to buy, sell, or hold any digital asset. You are solely responsible for your own decisions and for any taxes you owe.

5. Nature of the company

Terius is a software developer and operator. We are not an exchange, broker-dealer, trading platform, money services business, money transmitter, or financial institution, and the Services are not supervised, licensed, or endorsed by any financial services authority. Consistent with published guidance (including U.S. FinCEN interpretive guidance FIN-2019-G001 on convertible virtual currencies), providers of unhosted, non-custodial wallet software that never take control of user value do not act as money transmitters.

6. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally permitted to use the Services. By using the Services you represent that you meet these requirements and that your use complies with all laws applicable to you.

7. License

Subject to these Terms, we grant you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Software for your personal or internal business purposes. You may not copy, modify, reverse engineer (except to the extent this restriction is prohibited by law), resell, or create derivative works from the Software except as expressly permitted. Open-source components are governed by their own licenses, which prevail over these Terms to the extent of any conflict.

8. Prohibited uses

You agree not to use the Services to: (a) violate any law, regulation, or sanctions regime; (b) launder money or finance terrorism, or transact in proceeds of crime; (c) infringe intellectual property or other rights; (d) transmit malware or interfere with, disrupt, or gain unauthorized access to the Services or others' systems; (e) circumvent security or geographic restrictions; or (f) engage in fraud, market manipulation, or any unlawful or harmful activity.

9. Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. WE DO NOT WARRANT ANY THIRD-PARTY CONTENT, SERVICE, BLOCKCHAIN, OR SMART CONTRACT. YOU ASSUME ALL RISK OF USE.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR DIGITAL ASSETS (INCLUDING LOSSES FROM LOST OR COMPROMISED KEYS OR SEED PHRASES, USER ERROR, MISTYPED OR WRONG ADDRESSES, PHISHING, MALWARE, DEVICE COMPROMISE, BLOCKCHAIN OR SMART-CONTRACT FAILURE, FORKS, MARKET VOLATILITY, OR THIRD-PARTY SERVICES), EVEN IF ADVISED OF THE POSSIBILITY.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID US FOR THE SERVICES IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIVE HUNDRED U.S. DOLLARS (US$500).

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including liability for fraud, gross negligence, willful misconduct, or death or personal injury caused by our negligence. Some jurisdictions do not allow certain limitations, so some may not apply to you.

11. Indemnification

You agree to defend, indemnify, and hold harmless Terius and its affiliates and their respective personnel from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your breach of these Terms, your violation of any law or third-party right, or your tax obligations.

12. Third-party services; in-app exchange

The Services may let you access or interact with third-party services, content, blockchains, smart contracts, and integrated third-party providers, including exchange and swap services provided by independent licensed providers such as FixedFloat (ff.io), ChangeNOW (changenow.io), and 1inch (1inch.io) (collectively, “Third-Party Providers”). Exchange and swap transactions are executed entirely by the relevant Third-Party Provider under its own terms of service and privacy policy, which you accept when you use that provider's service; Terius provides an interface only and does not execute, clear, or settle transactions or take custody of assets at any time. We may receive a referral or affiliate fee from Third-Party Providers when you use their services through the App. We do not control, endorse, or assume responsibility for any Third-Party Provider, and your use of them is at your own risk.

Notice: The exchange service is provided by FixedFloat. Creating an order confirms your agreement with the FixedFloat rules.

13. Donations

We may accept voluntary donations via cryptocurrency or fiat payment methods. Donations are voluntary, non-refundable, and are not payments for goods or services; they do not create any contractual entitlement, ownership interest, or other rights. Fiat donations, if available, are processed by a third-party payment provider under its own terms and privacy policy.

14. Paid address screening (AML checks)

Certain features, including blockchain address screening, may be offered for a fee. Prices are displayed before purchase. Payment may be made in cryptocurrency or by fiat payment methods; fiat payments are processed by a third-party payment provider under its own terms and privacy policy [provider to be named once the merchant is finalized].

Screening is performed by an independent third-party provider (AMLBot). Results are informational only: they reflect the provider’s data and methodology at the time of the check, are not guaranteed to be accurate, complete, or up to date, and do not constitute legal, financial, or compliance advice. We are not responsible for any decision you make, or any action taken by any third party (including exchanges, providers, or authorities), based on screening results.

Fees for completed checks are non-refundable: once a screening request has been executed and the result delivered, the service is fully performed. If a check fails to execute for technical reasons, we will re-run it or credit you at our discretion.

15. Sanctions and export compliance

You represent and warrant that you are not located in, ordinarily resident in, or a national of any jurisdiction subject to comprehensive government sanctions or embargoes, and that you are not identified on any government list of sanctioned, prohibited, or restricted parties. You agree to comply with all applicable sanctions and export-control laws and not to use the Services in violation of them. We may restrict access from any jurisdiction or to any person at our discretion to comply with applicable law.

16. Intellectual property

We and our licensors own all rights, title, and interest in the Services, including the Terius name, logos, and all software and content (excluding open-source components under their own licenses and third-party content). No rights are granted except as expressly stated.

17. Modifications; suspension; termination

We may modify, suspend, or discontinue the Services or any feature at any time. We may update these Terms by posting the revised version with a new “Last updated” date; your continued use constitutes acceptance. We may terminate or suspend your access at any time. Because the Wallet is non-custodial, termination does not affect your control of your keys and assets, which remain accessible to you through your seed phrase in compatible software. Provisions that by their nature should survive (including Sections 2–5, 9–11, 15–16, 18–19) survive termination.

18. Governing law and jurisdiction

These Terms are governed by the laws of Georgia (country), without regard to conflict-of-laws rules. Subject to any mandatory consumer protections of your country of residence, the courts of Tbilisi, Georgia have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Services, and you agree to that venue.

19. Miscellaneous

If any provision is held unenforceable, it will be limited or severed to the minimum extent necessary and the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may. These Terms are the entire agreement between you and us regarding the Services. Any claim must be brought within one (1) year after it arises, to the extent permitted by law.

20. Contact

Terius LLC, 5 Police Lane I, Floor 2, N4a, Samgori district, Tbilisi, Georgia. Email: support@terius.com.